Finding the right home

takes time, effort, and a bit of luck. If you've managed to find a property that's right for you and your budget, then it's time

to get one step closer to home ownership by applying for a mortgage loan.

Mortgage lenders consider factors like monthly income, available assets, and credit score during the application process.
Lenders generally seek to loan to low-risk borrowers, so be ready to provide substantial proof of your finances.
Loans aren't finalized until a bid is accepted by the seller.
Mortgages come in a variety of term lengths and types. Be sure to choose one that fits your plans as a homeowner.